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seniors, health insurance benefits

Your Medicare  plan options comparison is just one step away !

Get support from a lOCAL advisor with expertise in your area.

HOURS & LOCATION
Location

802 W South St, Suite C

Aurora, MO  65605

 

Akeman.ins@Gmail.com

 

Tel:    (417) 597-9693

Fax:   (855) 899-5020

Hours

by Appointment

Monday - Friday 

9:00 am to 5:00 pm

                     

 

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Here's what you can expect when you call for personal assistance

speak with Agent

Want to Compare online...
Medicare Advantage 
or Prescription Drugs

(link button below)  
 

Online

OR

  1. Start by answering a few easy questions.  

  2. We can compare plans in your area and their extra benefits

  3. Explore opportunities for discounts and savings.

if YOU submit online, the application will be send immediately  to the insurance carrier and Medicare

MEDICARE Explained

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Medicare Information

Original Medicare is the health insurance program provided by the federal U.S. government to people 65 & older, or younger people with certain disabilites may also qualify.

What is Original Medicare? Original medicare refers to Medicare Parts A & B. Part A covers hospital-related services and emergency care. Part B covers services like doctor visits, lab tests, immunizations, and necessary equipment like wheelchairs. Note: if you don't enroll in Part B when you're first eligible, or if you drop it and get it aain later, you may have to pay a late-enrollment penalty.

What is Medicare Advantage (Part C) ? Offered by private insurance companies, under contract to replace Original Medicare benefits. They cover benefits that Part A & B cover & can offer additional benefits such as vision, hearing, & dental. Most plans also include prescription drug coverage. Plans may hae lower out-of-pocket costs than Original Medicare.

What is a Prescription Drug Plan (Part D) ? Medicare Part D plans help pay for prescription medications. They are only available from private insurance companies. You must be enrolled in Medicare Part A and/or Part B to enroll in Part D.

When can I enroll in Medicare Advantage or Drug Plans ? Once you are enrolled into Original Medicare Parts A & B. When you are newly eligible for Medicare three months before your 65th birthday and three months after you turn 65. You may qualify for a SPecial Enrollment Period if you experience certain life events, such as moving outside your current plan's service area or losing emplyer based health coverage. You can also switch, add, or drop your plan during the Medicare Annual Enrollment Period from October 15 - December 7 each year. CALL to Speak with a Licensed Agent to learn more.

What is Supplemental/Medigap Insurance ? Supplemental Insurance is available from private insurance companies and helps pay out-of-pocket costs not covered by Original Medicare Part A & B.

Hospital Indemnity Insurance
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Help Covering 'Out-of-Pocket' costs 

WITH A HOSPITAL INDEMNITY INSURANCE PLAN:

  • There’s no deductible, and you receive payment even if you have other insurance.

  • You’re paid directly, and you may use the payment however you want.

  • You’ll be guaranteed issue if you’re between the ages of 64 and 67 when you apply.

  • There’s no network of hospitals, so you can choose any hospital you’d like.

  • Your policy remains in force as long as your premiums are paid on time.

IT ALSO PAYS CASH BENEFITS FOR:

  • Travel to the hospital or medical facility and/or a hospital stay

  • Inpatient mental health services

  • Observation unit monitoring

  • Emergency room services for injuries

 

HOSPITAL INDEMNITY INSURANCE ALSO ALLOWS YOU TO CHOOSE OPTIONAL BENEFITS AT AN ADDITIONAL COST, INCLUDING:

  • Ambulance or urgent care center services

  • A cancer diagnosis

  • Outpatient surgery

  • Outpatient therapy and chiropractic

  • Skilled nursing services

Dental and Vision Plans

Dental & Vision coverage
  • There are many options when it comes to dental insurance companies.  Plans can provide preventive care and comprehensive coverage options covering anywhere from 20% - 100% based on services. 

  • Vision care coverage for exams and glasses/contacts through EyeMed or VSP providers. 

  • Some plans are network based or choose any provider.

We offer plans from the following carriers: (not a complete listing)

Silver

Script

ABOUT US

Akeman Insurance

Local, licensed and certified to offer all Medicare Advantage plans in the SW Missouri area.  We offer MAPD, MA, DSNP & CSNP  plans, Medicare Prescription Drug plans, Medicare Supplement-Medigap plans, Dental & Vision coverage and Whole Life insurance 

Our Mission

Our Mission is to help as many people as possible, with their healthcare coverage needs, which matches their personal financial needs and benefits coverage.  Always going above and beyond, by providing personal care and all year-long availability for assistance.

HOURS & LOCATION
Hours

by APPOINTMENT

 

Monday - Friday 

9:00 am to 5:00 pm

 

Saturday 

​

 

by APPOINTMENT

Location

802 W South St, Suite C

Aurora, MO  65605

 

Akeman.ins@Gmail.com 

​

 

Tel:     (417)  597 - 9693

Fax:    (855)  899 - 5020

Meet the Team
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Sheila  

Akeman

 

Willing to go above and beyond to help you, long after your plan choice.  Serving people in Missouri Since 2008. Pride myself on integrity and standards in the business.

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Bonnie

Douglas

 

Servicing the wouthwest Missouri and northwest Arkansas regions since 2006.

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Robin

Blake

 

New to the team, and eager to help you get matched with the coverage you need.

Testimonials

"I like Sheila, because she gives me all the information I need, and she doesn't pressure me, and lets me make a decision when I am ready to choose what I think works best for me.  She is very pleasant to work with."

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Nadine L.

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